Most health plans have specialty pharmacies for complex conditions, including cancer, multiple sclerosis and rheumatoid arthritis. You may save money, and you’ll work with specially trained nurses and pharmacists who can complete paperwork for coverage and may know about resources for financial support. For medications that must be injected or infused rather than given through a pill, the treatment location – a hospital outpatient setting, a doctor’s office or in some cases your own home – can make a big difference in the cost, says Cigna’s Maesner. The health plan’s nurses and pharmacists can help you find a lower-cost, safe setting to have the drug infused.
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