These 50 Tips Will Help You Save Money For Your Health

Use a Preferred Pharmacy

Most Medicare Part D prescription-drug plans – and many pre-65 health plans – now include a preferred pharmacy with much lower cost-sharing. The Humana Walmart Part D plan, for example, charges a $1 co-pay for preferred generics at Walmart or Sam’s Club but a $10 co-pay at other pharmacies. You’ll pay 35% for some brand-name drugs at Walmart and Sam’s Club, compared with up to 50% at other pharmacies.

Before picking a plan, make sure the preferred pharmacy you would have to use is convenient. Another option is to search for plans based on the pharmacy you like. For example, Walgreens is the preferred pharmacy for some Aetna, Cigna, Humana, United Healthcare and other Medicare plans.

Use a Preferred Pharmacy Most Medicare Part D prescription-drug plans – and many pre-65 health plans – now include a preferred pharmacy with much lower cost-sharing. The Humana Walmart Part D plan, for example, charges a $1 co-pay for preferred generics at Walmart or Sam’s Club but a $10 co-pay at other pharmacies. You’ll pay 35% for some brand-name drugs at Walmart and Sam’s Club, compared with up to 50% at other pharmacies.