Personal Finance 87

If you frequently shop at Target, you already know this retailer can help you save money on anything from pillows to Pepsi. With more than 1,800 stores across the U.S., the retail giant has made its reputation as a low-price mecca.

But as easy as it is to save money at Target, those with extra Target intel can save even we asked savings experts for money-saving tips to make your Target shopping experience better than ever.

Visit Amazon, and you’ll likely find tons of deals on your favorite items — from electronics, books and toys to clothing, jewelry and home goods. Although you’re probably already getting a good deal on an item if you buy it on Amazon, there are still other ways you can save money when shopping at this online retailer.

Click through for 23 secret ways to get the best deals on Amazon.

Shopping at Costco can be a great way to save money, but you might not be maximizing your savings. Imagine how much extra cash could be in your wallet if you optimized your buying strategy. With a little extra effort, you can fine-tune the way you shop at the bulk retailer and find unique Costco deals.

No matter what type of budget you’re working with, there’s a chance you’re overspending on a few purchases without realizing it. Whether you’re shopping online or heading to the grocery store, you need to be aware of average prices and retail trends so you can really get the best deals. Doing so can help you save money and keep your budget in check.

Click through to discover the easiest ways to save money now — and take notice of what you’re overspending on.

Online shopping means customers all over the world have greater access to everything from rare books to designer fashion — without leaving the comfort of their couches. And while many businesses offer great perks, like free shipping and returns, not all your favorite stores provide these benefits.

Click through to see which retailers offer free shipping so you can save money when shopping online.

If you think you’re the only one hurting for money, think again: Making more money is one of the most top personal goals for people this year.

Whether you need to reel in your spending or you just want to get ahead with your finances, consider picking up a side gig for extra cash flow. Become an Uber driver, work as a human billboard or put your unique skills to work to earn more. Here are 30 ways to make some quick cash.

Click to find out how to use your cash to boost your net worth.

Bad spending habits — most of us have at least a few. In fact, that’s likely why one of the top 2018 New Year’s resolutions is to spend less and save more.

If you’re vowing to rein in your spending this year, you’re probably already aware of some of the common leaks in your budget such as meals out, shopping sprees or — yes — even the daily latte. But you might be doing things you don’t even realize are hurting your finances.

Click through to find out if you have any of these habits — and learn how to finally get rid of them.

Making wise financial plans for retirement is essential if you want to enjoy your golden years without having to worry about making ends meet. Fortunately, if you plan ahead and plan well, you should be able to live richly long after you’ve left the workforce.

To find out how to make the best retirement plan, we asked four financial experts for their best retirement-planning tips — and how they prepared for their own.

Click through to get expert tips on retiring rich.

Fees can mean big profits for many financial institutions, so it’s no surprise that many banks nickel and dime customers with a range of fees, which can eat away at your account balance. When you’re selecting a bank, look for banks that don’t charge fees, or at least be aware of what actions trigger fees so you can avoid them. Learn how to avoid common bank fees.

Even a big bank or credit union with no fees on its checking or savings accounts might have charges on a fee schedule that catch you off guard. Here is a list of bank fees you should never pay!

If you want to guarantee a happy, stable retirement, it’s important to start saving — and investing — now. Unfortunately, hidden fees can wreak havoc on even the smartest investment strategies. Along with consulting fees, you might find yourself dealing with fees to trade, fees to advise and even high tax fees.

Click through to see 15 hidden fees to watch out for so you can avoid wasting your money in retirement!