Spend a few minutes thinking about where you do much of your shopping — whether it’s at Home Depot(NYSE: HD), Kohl’s (NYSE: KSS), Staples (NYSE: SPLS), or at other stores. Know that many major retailers offer credit cards that give you discounts when you shop with them. If you spend a lot at Amazon.com (Nasdaq: AMZN), for example, you can get a card that pays you 5% cash back there — which can really add up. (It’s not hard to spend $250 per month at Amazon, which is $3,000 per year — enough to earn $150 back.)
Other stores with associated credit cards include Target (NYSE: TGT), Costco (Nasdaq: COST), Gap (NYSE: GPS), Lowe’s (NYSE: LOW), TJX(NYSE: TJX), Toys R Us, and Wal-Mart (NYSE: WMT). Many offer 3% to5% in cash back or discounted prices and many offer other perks, too, such as free shipping on items purchased at the sponsoring retailer, while others might let you return items without a receipt or will donate money to charity whenever you use the card.
> Trim these expenses to save more in retirement With a lot of discussion about…
If your ideal place to retire in America is by the beach, you’re in luck…
Why many retirees outlast their savings As 10,000 baby boomers turn 65 every day and…
If you’re thinking about relocating to somewhere cheaper in retirement, you’re not alone — many…
Making a list and sticking to it when you’re at the grocery store is an…
SKIP THESE BAD BUYS Every year we spend money on purchases that may be falsely…