The thought of collecting 50,000 miles or 75,000 points by signing up for a particular credit card (very often it will be a travel-related card) can be very enticing, but be sure to assess the big picture. For example, look a little beyond the bonus.
It may be worth $500 to you, but how much in ongoing benefits will it offer after that? Be sure it’s enough to surpass what might be a big annual fee. (Many such cards charge $450 or more in annual fees.) Know the terms, too. You will probably be expected to spend a minimum amount with the card in the first three months. Be sure you can do so without making extra unnecessary purchases. It’s often $3,000 or $4,500 required in spending, but sometimes it’s $7,500.
Making wise financial plans for retirement is essential if you want to enjoy your golden…
Fees can mean big profits for many financial institutions, so it’s no surprise that many…
If you want to guarantee a happy, stable retirement, it’s important to start saving —…
Living in a city can be expensive, with everything from rent to the average grocery…
If you’re wondering, “How much do I need to be rich?” the answer depends on…
Believe it or not, housing is actually becoming more affordable in a variety of…