Having a good credit score is important, can not only get you lower mortgage interest rates, saving you tens of thousands of dollars, but it can also get you approved for top-of-the-line credit cards — ones with great terms, great benefits, and more. To get a good credit score, you need a solid credit history and credit report.
Your credit report offers lots of details on your debts and repayment history, as well as a look at the credit you have, such as through credit cards. You’re entitled to a free copy of your credit report annually from each of the three main credit agencies — visit AnnualCreditReport.com to order yours — then check it for errors and fix any that you find.
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