Contribute to Both an HSA and an FSA
You usually can’t contribute to both an HSA and an FSA in the same year. But you may have access to special HSA-compatible FSAs that let you contribute up to $2,600 pretax to the FSA for the year, in addition to contributing up to the maximum to an HSA. You can only use the money in the limited-purpose FSA for dental and vision expenses until you reach your health plan’s deductible, but then you can roll it into a regular FSA and use the money for any FSA-eligible expenses. Most employers now offer limited-purpose FSAs alongside their HSAs, says Jody Dietel, chief compliance officer for WageWorks, which administers FSAs.