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28 Things You Should Stop Buying in 2018
One of the biggest challenges in personal finance is figuring out ways to spend less money — and one of the best ways to accomplish that is to cut down on your monthly expenses. Even though some of our regular bills might seem small and insignificant on their own, their cumulative effect can be enormous – and become a huge drain on our resources.
Did you know if you cut your spending by $13 a day, you’ll save $400 a month and $4800 a year? Pay attention to the little expenses because they really do add up. This is currently the most popular article on The Budget Diet, and I’ve updated it for December 2017, thanks to all the helpful comments. If you’ve read it before, read it again…a little frugal living refresher won’t hurt.
34 things you need to know about the incoming tax law
It’s official. Congress has ushered through the first major tax overhaul since Ronald Reagan was president.
The measure, which President Trump signed into law on Friday, is about to shake up life for millions of Americans. It will redistribute the country’s wealth. It could sway decisions about whether to buy a home, or where to send kids to school. It could even affect when unhappy couples decide to get a divorce.
As the bill becomes law, here are 34 things you need to know.
This Is How Much Property Taxes Value In All 50 States
Hawaii
Effective Tax Rate: 0.32%
Average Home Value: $784,583
Average Property Tax: $2,489
Highest Average Metro Property Tax: Honolulu, $2,853
Total Single-Family Homes: 263,544
Total Property Taxes: $655,859,737
25 Smart Retirement Moves You Can Make in 2018 and Beyond
Whether you’re two decades away from retirement or it’s right around the corner, there are smart retirement moves you can make now that can make your financial future more secure. Here are 25 of them to consider.
What the Senate’s tax plan means for people at every income level
Congressional Republicans are touting their new tax plan as a wage-boosting, job-creating boon to the middle class – despite harsh criticisms from the public and experts.
Business Insider’s Lauren Lyons Cole reported that while take-home pay is set to rise under both plans, most Americans won’t see a ton of extra cash in their pockets. But how much you save also depends on how much you currently earn.
Career site Zippia provided Business Insider with data breaking down how different occupations fare under the Senate’s tax plan. The estimated federal tax savings below are for a single, childless taxpayer who claims the standard deduction.
Click ahead for a look at how people in a number of different occupations, from fast food cooks to pilots to anesthesiologists, could see their taxes change next year if the Senate’s tax plan becomes law.
10 Things You Need to Know before Buying a Car
Buying a new or used car can be an intimidating experience. Many car salespeople may pressure you to leave the lot with a purchased vehicle, so it’s crucial you’re armed with information about the cars you are interested in, the budget you can afford, and the value of your trade-in—if you have one. With these details, you have all the tools you need to negotiate properly.
Here are 10 tips and strategies for making sure you get the best-quality vehicle at the lowest price.
Best Cities for Retirement in These Income Tax-Free States
Best Cities for Retirement in These Income Tax-Free States
If you’re looking for a place where your retirement funds will go the furthest, consider moving to a state that won’t tax your income. Of course, taxes shouldn’t be one of the only factors to consider when deciding where to retire. But moving to a state with no income tax could leave you with more money to cover other costs in retirement.
There are seven states with no income tax on wages, earnings or investment income: Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming. New Hampshire and Tennessee also don’t tax wages but do tax investment income. If any of the no-income-tax states sound appealing, the question then is: Which city is the best to retire to in each of these no-tax states?
To pinpoint the best places to retire, GOBankingRates identified the three largest cities in each no-income-tax state and considered four factors:
Percentage of the population 65 and olderMedian monthly rentMonthly cost of basic utilitiesCost of a meal at an inexpensive restaurant
Click through to see the best cities to retire in states with no income tax. Choosing one of the best retirement cities in these states can help you keep more of your money and retire rich.
10 Essential Things to Know Before You Buy a New Car
Buying a new or used car can be an intimidating experience. Many car salespeople may pressure you to leave the lot with a purchased vehicle, so it’s crucial you’re armed with information about the cars you are interested in, the budget you can afford, and the value of your trade-in—if you have one. With these details, you have all the tools you need to negotiate properly.
Here are 10 tips and strategies for making sure you get the best-quality vehicle at the lowest price.
10 ways to retire gradually
Flexible retirement.
Some people work 40 or more hours per week and then abruptly stop working altogether the day after they retire. But there are also a variety of ways to gradually reduce your hours as you transition into retirement. Consider these flexible work arrangements for people approaching retirement age.
20 Awesome Things You Can Buy During Black Friday
Black Friday is known to be the best day of the year to score major discounts on appliances, electronics and clothes. But there are tons of other items that will be heavily discounted on Nov. 24 that should grab your attention. You can make the most of the biggest shopping day of 2017 by taking advantage of Black Friday sales on everything from mattresses to pet supplies.