Kicked car, hurt foot
Whether you’re angry because your car needs repairs or because you’re upset that your girlfriend just broke up with you, if you injure yourself by kicking, hitting, punching or otherwise striking your car, you’re out of luck for coverage for your car’s damages or your injuries.
While acts of negligence and stupidity are typically covered by car insurance policies, intentional acts are not. So, instead of PIP or MedPay coming to your rescue, you’ll need to use your health insurance for any injury you sustain in this manner.
This might come as bad news to a lot of people: An estimated 55,000 people injure themselves this way each year.