Sustained an injury during carjacking
Having your car stolen is covered by comprehensive coverage, but what if you are physically injured as the thief takes your vehicle?
The injuries you sustained may be covered by PIP or MedPay coverage, but insurance companies look at a multitude of factors, such as whether the injury took place inside or outside of the vehicle, the specific terms of your policy, state laws and the outcome of previous court cases.
Courts in both Florida and Washington have found that PIP should pay for bodily injuries resulting from acts of violence associated with the use of your car.
The Anti-Car Theft Act made carjacking a federal offense. If serious injuries occur during the carjacking, the culprit can get up to 25 years. If the victim dies from those injuries, the individual can be imprisoned for life or sentenced to death.