If you haven’t taken the time to draft a living will or outline exactly how you want your retirement funds — and any other financial assets you own — distributed upon your death, there is a risk that your significant other may not see your hard-earned dollars. Make sure you’ve taken the time to consult with a financial planner to put together clear instructions about the divisions of assets and information pertaining to your funeral and final wishes. Some of your retirement savings could be used to set up a funeral trust or donated to a charity or fund of your choice.
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