If you’re holding off on long-term planning because you think you simply won’t live long enough to enjoy your savings and wealth-building efforts, you may be compromising on a comfortable future. Today’s retirees and the next generation of retirees are expected to live longer than previous generations. A man reaching age 65 today can expect to live until age 84, while a woman turning 65 today can expect to live to more than 86.5 years old, according to the SSA. That means you need to plan for at least 19 years of thriving beyond retirement.
And the proverb, “you can’t take it with you when you die”? Well, technically you can, by leaving a legacy for your loved ones or contributing to a good cause in your name using your retirement savings.
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