You might not have a strong track record of success playing the stock market but you can still generate attractive returns on certain types of investments as part of your retirement planning strategy. If you’re close to retirement, it’s likely that you don’t want to turn to high-risk (and high-yield) investments in the event the markets don’t perform well enough by your retirement date. At that age, you can afford to make some low-risk investments with a portion of your untouched savings.
One option is to participate in a lending platform where you loan money to small business owners or individuals and earn an attractive return on your investment. This type of investment isn’t as low-risk as say, a bank CD, but it can help you generate some extra money for your retirement fund sooner than you think.
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