When buying a home, compare several mortgage companies, as each company has different fees and some might cost you more than others. Fortunately, there are some lenders that do not charge origination fees or processing fees for certain loan types. For example, NBKC Bank does not charge lender fees, origination fees, underwriting fees or processing fees for VA home loans, a perk available to veterans that meet certain requirements.
“The most important questions a veteran should ask are what are the lenders’ origination fees, what is their current rate and does it contain discount points,” said former army officer and a loan officer at NBKC Bank Jim Schneider. “All of the other costs are third-party fees and will be the same regardless of the lender, but origination fees, rates and points can vary wildly between lenders.”
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