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American shoppers are going gray. Chalk it up to aging baby boomers born between 1946 and 1964. There are roughly 74 million of them alive today, still outpacing millennials, with the first wave of boomers already entering retirement. And boomers like to shop. In particular, they like to shop at Costco. More older shoppers prefer the warehouse club over popular retailers such as Walmart and Target, and boomers are more likely than millennials to renew their Costco memberships.

So it makes perfect sense that Costco caters to retirees and near-retirees, despite the stereotype that it only sells bulk items that are too much for an empty nest. As a boomer and regular Costco shopper, I already knew this from personal experience, but recent research trips to my local warehouse clubs revealed even more deals aimed at the mature market that I hadn’t noticed before. Here are 15 things I found that uniquely appeal to retirees. Check them out.

Nobody wants to be thought a cheapskate. But, at times, it makes good financial sense to purchase a cheaper option if you can.

A high price tag doesn’t necessarily make something better. Often low-cost items will serve your needs just as well, or the higher quality option may not be worth the extra money.

Other times, there’s little or no difference in quality between the priciest and cheapest versions of products. Here are eight times when it’s smart to be cheap.

It’s not the usual blah, blah, blah. Click here to sign up for our free newsletter.

This major milestone can be attained

It’s not a magic number, but when your 401(k) finally hits the $1 million mark, it certainly feels like a major milestone.

You’re not there, yet? Not even close? Well, consider the average cost of retirement is $738,400, according to Merrill Lynch’s 2017 Finances in Retirement study.

Many retirees need quite a bit more. Your own number will vary depending on your standard of living and lifetime income and savings, so it’s best to use a retirement calculator or meet with a financial advisor.

But for now, consider $1 million just because it’s a round number and a decent starting point. How can you get there? We turned to financial planners for their best tips.

Click through gallery to see what they said.

WALMART VS. DOLLAR TREE

Dollar stores are brimming with bargains, and often beat Walmart on the price of many items. But Walmart can give shoppers more bang for the buck on some consumer favorites. Cheapism.com compared prices on similar items at Walmart and Dollar Tree, the nation’s largest chain of dollar stores, and found 10 that are cheaper at Walmart. The savings are substantial on some items, and pocketing a few extra pennies on others can add up over time. (Although the products were comparable, they weren’t always identical, as the dollar store carries relatively few name brands.)

Everybody dreams of a dirt-cheap wedding, or getting a steal of a deal on a house, or having someone magically foot the bill for our child’s college education.

But for most of us, those are pipe dreams. The real way to save is to work hard at trimming the costs of more mundane purchases we make every day.

Following are ways you can cut costs on nine such buys.

When it comes to living expenses, the truth is that most Americans subsist on a very thin margin. Seventy-eight percent of Americans are living paycheck-to-paycheck to make ends meet, according to CareerBuilder.

The good news is that if you take a closer look at how you live, you’re likely to find many areas in which you can trim expenses and give yourself an extra buffer.

Click through to see dumb expenses you need to slash from your budget — and how you can save thousands of dollars.

Hurricanes and wildfires are getting stronger

Hurricane Florence could cause as much as $170 billion in damage overall as it pummels the Carolinas, making it the most expensive storm to hit the U.S., as FEMA prepares to provide disaster relief.

From hurricanes and flooding to earthquakes and wildfires, several states have experienced the devastating impact of natural disasters in recent years — and Americans are now paying for it. In fact, extreme weather disasters cost taxpayers about $675 billion between 2011 and 2017, according to the Center for American Progress. Natural disasters — including Hurricane Harvey and the wildfires in California — have left thousands of residents in need of disaster aid as well as cities in need of significant repairs.

Click through to see why extreme weather is one of the major reasons Americans tap into their emergency funds.

DOLLARS AND SENSE