48. New York
Annual Expenditure: $61,267
$100,000 Will Last: 1 year, 7 months, 17 days
Some might gripe that the only thing imperial about the Empire State is how much it costs to live there, with the average New Yorker needing more than $60,000 a year to cover expenses. And that’s for the state as a whole, New York City can be even worse, ranking as the worst city to stretch $1 million in retirement.