December 2018 6
Making a list and sticking to it when you’re at the grocery store is an easy way to stay within your budget. But there are some things that you shouldn’t put on that list to start with, even if you get big discounts with a grocery store loyalty card.
SKIP THESE BAD BUYS
Every year we spend money on purchases that may be falsely advertised, environmentally harmful, or simply overpriced — but the good news is that we don’t have to keep making the same mistakes. Here are some of the worst offenders you should avoid in 2019.
Stretching your nest egg as far as possible is something that’s most likely front of mind for most retirees who aren’t very wealthy. With no new sources of income aside from Social Security or possibly a pension, it’s important to find a place to retire that won’t drain your savings. You don’t want to have to tap your retirement savings early.
However, getting a clear sense of exactly how long your money will last you requires understanding how much it costs to live in the state you’re calling home. As anyone trying to get by in somewhere with a high cost of living can attest, even basic necessities can quickly start to winnow down your retirement account. And it only gets more complicated if you decide you don’t want to spend your entire retirement in the same place, as your costs won’t be consistent throughout your retirement.
That’s why GOBankingRates performed a study to compare the cost of living in every state and determine how long you can survive off of $100,000. Granted, $100,000 won’t buy you a lot of time. But it will give you a sense of just how much you need to save to prepare for the retirement you want.
Click ahead to where $100,000 will last the longest in retirement.
Just as we tend to bundle up in winter, wearing lots of layers in order to conserve our body’s heat, there are lots of things that we can do in order to conserve our winter dollars.
Here are 35 ways that you can lower your energy bill this winter — and in many cases, throughout the year and in future winters as well. Some are easy and some will take an investment of time and/or money, but each can help you keep more of your hard-earned dollars in your own pocket instead of in your utility companies’ pockets!
As the world’s largest retailer, Walmart boasts a massive selection on everything from staples like groceries and clothing to camping equipment and pet supplies.
However, don’t let the retailer’s 5,000 location footprint lead you to believe that you’re always getting the best deal.
Here are the 12 best and worst ways to spend your money at the superstore.
No matter what type of budget you’re working with, there’s a chance you’re overspending on a few purchases without realizing it. Whether you’re shopping online or heading to the grocery store, you need to be aware of average prices and retail trends so you can really get the best deals. Doing so can help you save money and keep your budget in check.
Click through to discover the easiest ways to save money now — and take notice of what you’re overspending on.