31. Pennsylvania
Annual Expenditure: $46,305
$100,000 Will Last: 2 years, 1 month, 26 days
Pennsylvania is the first state on this list where housing costs are actually below average when compared to the country as a whole. However, if you’re looking to stretch your retirement savings as far as possible, you can still do better, especially when Pennsylvanians pay more than average for groceries, utilities and transportation.