You might not consider credit cards to be an investment, but if you’re looking to earn free money via mega rewards and points for your purchases, chances are you signed up for a credit card with an annual fee. Review your credit card terms, and really consider how much you end up using the card and how many perks you’re earning. If you’re paying fees for a card that you rarely use or aren’t earning enough rewards to justify the cost, it may be time to shut down the account and choose cards with no annual fees.
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