Categories: Curiosities

You Should Never Open These Credit Cards

Worst card for students: State Farm® Student Visa®

A handful of student credit cards offer decent rewards, but this one doesn’t belong on that list. You’ll earn 3 points per dollar spent on State Farm insurance premiums up to $4,000 annually, and 1 point for every $2 you spend elsewhere. As a college student, you’re not likely spending much on insurance products, if at all.

Also, the base rewards rate is subpar, and there are no clear details about how much the points are worth.Instead, consider the Journey® Student Rewards from Capital One®, which offers up to a clear 1.25% cash back on every purchase you make.

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