It’s uncommon to find a secured card that offers rewards, but this one isn’t worth the trouble. The card offers 5,000 bonus miles with Korean Air after your first purchase, 1,000 bonus miles each year, and one mile per dollar spent.That said, you’re required to put up a deposit equal to your credit limit as collateral, and the card charges a $50 annual fee.
Plus, Korean Air doesn’t operate in the U.S., giving you few redemption options among its domestic partners. Even if you do fly Korean Air frequently, the minimum credit line of $300 doesn’t give you much room to rack up rewards.’When considering a rewards card, make sure it offers rewards you can actually use,’ recommends Mike Zaino, a financial advisor in Charlotte, North Carolina.
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