30 Things You Need to Do Before You Retire

Consider Healthcare Coverage

“Knowing exactly what to expect from your healthcare benefits is vital for retirees. Fidelity has calculated that a 65-year-old retiring couple will need $245,000 for healthcare over the span of their retirement,” said Birken.

The first step she recommends is a meeting with your human resources department to find out if you’re one of the lucky few who will receive employer-covered healthcare during retirement. If not, find out when your health benefits will lapse in retirement and, if you’re under age 65 when you retire, what you’ll need to do to sign up for COBRA.

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