Many pre-retirees forget to account for how they’ll spend their time once they’re no longer headed to the office each day. “Chart out your time both at the macro-level (annual vacations, trips, etc.) and at the daily level — what will you do immediately after waking up?” said Paula Pant, personal finance blogger and founder of Afford Anything.
If you fail to plan ahead for retirement hobbies, “you’ll develop restlessness, spend too much money out of boredom and potentially jump back into the workforce due to a lack of anything else to do,” she said.
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