It’s sad that this is even an issue. But it is. According to the National Retail Federation, 16 percent of pet owners planned to dress their animal companions for Halloween last year. Don’t turn your pet into a lion or Luke Skywalker. Your wallet will thank you. So would your pet, if he could talk. Don’t put reindeer antlers on him at Christmas, either. It’s not only costly, it’s really dumb.
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One of the biggest challenges in personal finance is figuring out ways to spend less…