Find Out If Your Insurance Covers These Car Injuries

Jumped or fell out of pickup truck bed

Jumping out of a pickup truck bed isn’t usually a great idea, especially if you land wrong and break your ankle or injure another body part. However bad the idea, insurers still consider you a vehicle occupant, so PIP and medical payments would normally cover the injuries.

If you injure yourself when getting in or out of your truck bed, or just out of your sedan, you’re not alone. The NHTSA study estimates that an average of 147,000 people injure themselves each year entering or exiting a vehicle.

If you weren’t trying to exit the truck but fell when sitting on the tailgate or took a misstep, your injuries should be covered by PIP or MedPay. And don’t feel too embarrassed: The NHTSA estimates that falls from vehicles – including tumbles from hoods, trunks, roofs or tailgates – happen to about 38,000 people annually.

An additional 3,000 people are injured each year from falling inside of a vehicle, which also should be covered by PIP or MedPay.