Find Out If Your Insurance Covers These Car Injuries

Tire or other object smashed into vehicle

If a foreign object smashes into or onto your car and causes you bodily injury, you can file a claim through your PIP or medical payments coverage.

The injury can be sustained by a piece of gravel that flies through an open window, an object falling off a truck bed, or even a lost tire careening wildly down the road, such as the one that caused considerable damage to a car in Los Angeles last year. Luckily, the driver sustained only minor injuries. The tire’s owner was never found, but if he had been, injury claims could have been placed through his vehicle’s bodily injury liability coverage.

The NHTSA study reports that an estimated 2,000 people complain of being injured by a foreign object while driving a vehicle each year.