10. Cell Phone Insurance
If your cell phone carrier offers you insurance on your cell phone purchase, don’t jump to sign on the dotted line right away. You can find cell phone insurance plans from other companies on the cheap, which means you can get the same coverage benefits without paying high premiums. Shop around for a warranty from Square Trade; you might be able to save up to 50 percent on insurance compared to your carrier. Esurance also provides cell phone plans that provide extensive coverage and benefits.