6. Increased Alcohol or Tobacco Use
Another way people cope with financial stress is by smoking or drinking more than they normally would, Klontz said. But that can only make problems worse. “In an attempt to deal with the stress, they often create more,” Klontz said.
Using alcohol, tobacco and drugs actually keep your body in a stressed state rather than a relaxed one, according to WebMd. Plus, indulging more often in your vices will cost you a lot of money — which will only add to your financial problems. Rather than reaching for a beer, look for other ways to ease your stress — such as exercising. If necessary, meet with your doctor to get help kicking your bad habits.