Take Action
It’s important to do something that will help you be ready for retirement, and to do it sooner rather than later, said Jenkin.
“Take action, any action,” he said. “Pay off your mortgage quicker. Try to max out your 401k with the catch-up [contribution]. Open a Roth IRA or a traditional IRA and use the catch-up [contribution]. Max out your HSA. Just take action.”