4. Raise your income
Doing what you can do now to grow your income will fatten your Social Security checks in the future.
The estimator taps into your personal work history to give a reasonably accurate estimate of benefits.
Some ways to boost your income:
- Focus on regular raises. Assess your value at work and approach your employer the smart way.
- Consider changing employers if your salary has topped out at your current job.
- Plan for professional growth, including evaluating whether more schooling would be worth the cost, or whether you should enter a new line of work.