3. ATM Fees
You can usually find an ATM easily, and when you use your own bank’s or credit union’s ATM, you generally won’t be charged an ATM fee. But if you venture outside that network, you could be hit with ATM fees both from your own bank and from the bank that owns the ATM, according to the CFPB. To avoid having to pay ATM fees, consider finding a bank that offers accounts with no out-of-network fees or reimbursement of fees.