11. Cash Advance Fee
Cash advances refer to taking out cash against your line of credit on your credit card, which is different from using a debit card that draws from funds you’ve deposited. When you make a cash advance, not only will you pay a transaction fee, you’ll also pay interest on the amount of the cash advance until you pay it off. Even if you have to pay out-of-network transaction fees, you’ll likely pay much less if you access cash with a debit card.