Life Insurance
Monthly Savings: $21
Annual Savings: $252
Life insurance is an essential benefit for many. It can provide protection for spouses and heirs in case the primary breadwinner dies prematurely. This can be especially important if the family has a mortgage or other debts to pay off.
But, if you’re young and single, you likely don’t need life insurance. If you’re paying for your own life insurance, look for a job with employer-paid life insurance.