Worst card for balance transfers: Arvest Bank Visa® Classic
It’s rare to find a credit card with no balance transfer fee, but Arvest Bank isn’t doing you any favors. The card offers a 4.90% intro APR on purchases, balance transfers and cash advances for just six months, which then jumps to a variable 13.90%, 16.90% or 20.90% APR after that.
‘If you have good credit, you should have a good chance of getting approved for a card with a long 0% intro APR promotion,’ says Luthi.For example, the BankAmericard® Credit Card offers a 0% intro APR on purchases and balance transfers for 15 billing cycles, plus no upfront balance transfer fee.