Setting aside that much each month can be especially challenging for parents who have kids in college. Nearly half of Americans place a greater importance on helping their children pay for school than saving for their retirement, according to a recent poll from RBC Wealth Management-U.S. Unfortunately, retired individuals don’t have access to loans the way college students do.
Parents whose kids are currently away at school might want to consider downsizing to a smaller home in their 40s to lower their housing costs and have more money to set aside for retirement.
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