Categories: Personal Finance

21 Guilty Pleasures That Can Destroy Your Finances

UNNECESSARY CLOTHES SHOPPING

If you love strutting into the office with a new outfit, that’s fine. Just know that your clotheshorse habit is diverting money from your savings account. The average American family spent $1,803 a year on apparel and related services in 2016, according to the Bureau of Labor Statistics.

If you’re a self-proclaimed shopaholic, steer clear of the mall to limit impulse buying. More people are heading to trendy second-hand shops for the name-label brands at a discount or signing up for online shopping sites such as ThredUp.

That’s a site that sells used clothing for up to 90 percent less than shops, according to the company, which added that the thrift industry is growing 20 times faster than retail. And if you need an outfit for a special occasion and might wear it just once, why not rent it? Sites such as Rent the Runway make a great outfit possible for a fraction of the cost of new.

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