PAY IT FORWARD
It may not help you, but you could use the money to help others, suggests Matt Gulbransen, owner of Pine Grove Financial Group, a wealth advisory firm in Woodbury, Minnesota, a suburb of Minneapolis. “Research charities and organizations that support causes that you are passionate about.
Find out if they need monetary donations or supplies,” he suggests. “It can be a fun family activity to pick out a cause you want to support or go shopping together for supplies to donate.” CharityNavigator.org has a helpful primer on the types of charities you might donate your refund to.