Interest rates average .07 annual percentage yield for savings accounts these days, according to data from the Federal Deposit Insurance Corporation. But you can find savings accounts and CDs that are above the national interest rate average, and if you find some that are higher than 1 percent, consider that a win.
And if the odds are good that you’ll still spend part of your tax refund on an article of clothing you’ll wear once, putting the rest in a savings account could help you make a little extra cash in interest.
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