When was the last time you wrote down your list of monthly bills? Take a moment to do a thorough spending review now. List out all of your required spending for the month: this includes rent or mortgage, insurance, debt payments, utilities, services, etc. Is there anything on that list that you don’t need or want?
It sounds absurd to ask such a question. However, I’ll be the first to admit that in the past there were things on my list of monthly expenses that I didn’t need or want anymore. Odds are you have one or two yourself. If you find something to eliminate, do it.
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