In 2014, JPMorgan was hit by hackers in a data breach that affected some 76 million households, resulting in “the largest theft of customer data from a U.S. financial institution in history.” Big banks such as JPMorgan Chase aren’t necessarily more vulnerable than small banks, but it’s worth considering that they represent a much bigger target for hackers.
Many small banks offer high-yield checking accounts that earn interest if they meet certain requirements — some with rates that can be three times higher than those of national banks. (Remember that rates and conditions vary, so do some research before jumping at the first high-yield checking account offer you find.)
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