MISREPRESENTING YOUR CREDIT HISTORY
The sad but true fact about your all-important credit score is this: Good credit is a status symbol, and poor credit has a stigma attached to it. A shaky credit history can — right or wrong — bring feelings of shame, which can lead people to fudge the truth to a significant other.
Relationship coach Jo Hemmings wrote in The Telegraph that starting a relationship with a misrepresentation of your credit situation can stoke mistrust or feelings of betrayal. Whether it’s buying a car, a home or even applying for a credit card, the truth about your situation is bound to come out. It’s better to be upfront and formulate a strategy together about how to boost the lower score.