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16 Tax Problems Most Single-Income Families Are Facing
Tax Problems for Single-Income Families
It’s difficult for today’s families to get by on one paycheck. Adding tax headaches to the mix makes the challenge even bigger. Here are 15 tax problems that single-income families might face, and tips for what they can do to avoid such difficulties and keep taxes as low as possible.
Amazing Jobs You Can Choose After Retirement
In theory, retirement is a time to kick back and relax, but sometimes it doesn’t work that way. Some retirees still want to work, whether to supplement their incomes, add structure to the day or just get out of the house. If that describes you, plenty of jobs exist for seniors not ready for full-time retirement.
GOBankingRates found several senior-friendly jobs and the average pay. Unless otherwise noted, salaries are provided by the Bureau of Labor Statistics.
Find something that parallels your life’s work or head in the opposite direction. Pursue your passion while getting paid or turn a hobby into a job. Take a look at these 12 great jobs for retired people to get some ideas.
10 Signs You’ll Need Your Children’s Help In Retirement
Americans are doing a pitifully poor job of saving for retirement. A recent GOBankingRates survey found that about one-third of people have nothing tucked away for their golden years. That should make them worried — and it should also give their children pause.
If Mom and Dad can’t afford the basics, chances are good the kids will be asked to help shoulder the burden. Nobody wants that — not the overburdened kids, and not their parents. So, if retirement is on the horizon for you, it’s time to shift tactics.
The 10 Best Dividend Funds to Buy Now
The best dividend funds on the market all share one thing in common: They’re not one-size-fits-all.
Wall Street boasts quite literally hundreds of dividend mutual funds and exchange-traded funds (ETFs), and that spans a number of styles, geographies, costs and share classes. Are you interested in international dividend growth, or do you want to lasso as much nominal yield as possible out of American companies? Those angles (and far more) are covered in spades.
Combine that with all the variables investors have to consider — risk tolerance, investing time horizon, even 401k availability — and you have a situation in which one investor’s trash may well be another investor’s treasure.
Of course, I wouldn’t call any of the dividend funds we’re looking at today “trash.”
7 Dividend Stocks Whose Payouts Could Double in 3 Years
The following 10 dividend funds are among the best options on Wall Street, whether it’s because of a novel approach, or just because they offer a popular flavor for dirt-cheap. We’re looking at ETFs and mutual funds here, too, so this look at the best dividend funds should cover every type of account, from brokerages to IRAs to 401ks.
Click ahead to see them.
7 Tricks For Baby Boomers To Enjoy Retirement Savings
Listen up, baby boomers. More than half of adults 55 and older have less than $50,000 in retirement savings, and about one-third haven’t even started saving for retirement. That means many of you have a lot of catching up to do before you punch the clock for the last time.
Some boomers are fortunate to have a job with a pension. Those without that guaranteed source of income or any savings will be forced to survive on Social Security benefits or the support of their children. In some cases, baby boomers simply might not be able to retire at all.
If those scenarios don’t seem appealing to you, follow these expert tips to catch up on retirement savings.
15 Money Myths That Can Destroy Your Retirement
15 Money Myths That Can Destroy Your Retirement
According to a March 2017 GOBankingRates survey, more than half of all Americans will retire broke. Furthermore, the annual Retirement Savings survey found that one in three (34 percent) respondents said they had $0 tucked away for their golden years.
If you’re late to the retirement savings game, or simply don’t think you have enough money saved up to live your American Dream comfortably after you stop working, it may be time to revisit some of your beliefs about saving money and investing. From postponing savings contributions to assuming health insurance and Social Security will have you covered, you’ll want to change some of your beliefs about money immediately — or risk jeopardizing your retirement savings.
15 Items to Avoid at Walmart
Items to Avoid at Walmart
From staples like food and clothes to oddities like the famed yodeling pickle, Walmart has become a one-stop shop for just about everything. The retail giant is definitely a force to be reckoned with.
But while the company is known for its “everyday low prices,” Walmart isn’t the only place for saving money. Based on prices, quality and expert opinion, here are some of the worst items to buy at Walmart.
Ignoring These 6 Financial Moves Could Ruin Your Retirement
You finally have enough money to retire, and you’re counting down the minutes—no, seconds—until you walk out the door for the last time. The excitement is palpable, and you can hardly believe you’ve reached this milestone. After all, it probably took at least thirty years of diligent investing to make your retirement dreams come true.
While I understand why you’re probably bouncing off the walls, you still have some work to do if you want to actually stay retired.
Say what?
Yep, you read that right. If you don’t complete a handful of important tasks now, you could wind up heading back to work part-time or cutting back on spending just to get by.
To avoid ruining your retirement, you need to make a handful of smart financial moves now. Here are the most important steps to take to keep your retirement safe and on track.
10 Things to Do When Shopping for a Used Car
10 Things to Do When Shopping for a Used Car
Used car dealerships exist to make money. Your job is to save money — which you can’t do unless you know the right way to buy a used car.
More than 38.5 million people bought used cars last year, according to research from Edmunds, a vehicle pricing resource. If you’re looking to join the masses who are seeking the perfect previously owned vehicle, the name of the game is simple: Avoid buyer’s remorse.
Stay clear of regret and follow these 10 steps to find the perfect used car.