28th December 2017 1

One of the biggest challenges in personal finance is figuring out ways to spend less money — and one of the best ways to accomplish that is to cut down on your monthly expenses. Even though some of our regular bills might seem small and insignificant on their own, their cumulative effect can be enormous – and become a huge drain on our resources.

Did you know if you cut your spending by $13 a day, you’ll save $400 a month and $4800 a year? Pay attention to the little expenses because they really do add up. This is currently the most popular article on The Budget Diet, and I’ve updated it for December 2017, thanks to all the helpful comments. If you’ve read it before, read it again…a little frugal living refresher won’t hurt.