December 2017 6

One of the biggest challenges in personal finance is figuring out ways to spend less money — and one of the best ways to accomplish that is to cut down on your monthly expenses. Even though some of our regular bills might seem small and insignificant on their own, their cumulative effect can be enormous – and become a huge drain on our resources.

Did you know if you cut your spending by $13 a day, you’ll save $400 a month and $4800 a year? Pay attention to the little expenses because they really do add up. This is currently the most popular article on The Budget Diet, and I’ve updated it for December 2017, thanks to all the helpful comments. If you’ve read it before, read it again…a little frugal living refresher won’t hurt.

It’s official. Congress has ushered through the first major tax overhaul since Ronald Reagan was president.
The measure, which President Trump signed into law on Friday, is about to shake up life for millions of Americans. It will redistribute the country’s wealth. It could sway decisions about whether to buy a home, or where to send kids to school. It could even affect when unhappy couples decide to get a divorce.

As the bill becomes law, here are 34 things you need to know.

Whether you’re two decades away from retirement or it’s right around the corner, there are smart retirement moves you can make now that can make your financial future more secure. Here are 25 of them to consider.

Buying a new or used car can be an intimidating experience. Many car salespeople may pressure you to leave the lot with a purchased vehicle, so it’s crucial you’re armed with information about the cars you are interested in, the budget you can afford, and the value of your trade-in—if you have one. With these details, you have all the tools you need to negotiate properly.

Here are 10 tips and strategies for making sure you get the best-quality vehicle at the lowest price.