Categories: Retirement

This Is How You Could Retire Before 40 Without $1 Million

Cut Spending to Boost Savings

The Kaderlis were 36 years old when they set their savings goal of $500,000. That’s when they began eliminating unnecessary expenses to set aside more money in savings. “We started investing every penny we could,” Billy said.

Akaisha said that it wasn’t that difficult for them to cut their spending because neither one of them was a big consumer. Plus, they had a strong motivation not to spend. “We were being pulled forward by the dream of being able to travel for long periods of time,” she said. “We were thinking, ‘I’d rather be doing that than what I’m doing now.’”

Over two years, they managed to build up $500,000 in savings through investing and the sale of their home and restaurant, and in January 1991, at the age of 38, they quit their jobs.

Claudia Calina

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Claudia Calina

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Claudia Calina

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