Categories: Retirement

Ignoring These 6 Financial Moves Could Ruin Your Retirement

1. Have the “Money Talk” with Your Adult Kids

While giving money to adult kids is a taboo subject nobody wants to talk about, it’s actually a lot more common than people think. According to a 2015 study from Pew Social Trends, approximately 61% of parents with adult children in the US admitted to helping them financially within the previous 12 months.

Helping adult kids may not have been a big deal when you were working, but it can make a huge difference to your bottom line once you’re on a fixed income. This is why you need to have the “money talk” right away, said North Dakota financial adviser Benjamin Brandt.

“If you are nearing retirement and financially supporting adult children, now would be the time to have some conversations about money,” noted Brandt. “Adult children need to know that continued financial support could jeopardize your golden years.”

If you set expectations early, your adult kids will have time to learn how to fend for themselves and break the cycle of living paycheck to paycheck.

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