Personal Finance 87
The worst things to buy at Walmart and Target
It’s true that Walmart and Target offer great deals on many items. But that doesn’t mean you should buy everything the two stores have to offer.
Smart shoppers know it’s not just about getting the lowest price — it’s about getting great deals on high-quality items. Click through to see experts’ tips on the worst and best things to buy at Walmart and Target.
Give yourself – and your budget – a break and skip these items
No one ever went broke underestimating the American public’s hunger to buy, buy, buy. How else can you explain things like Etsy, subscription boxes and the Apple Watch?
Often the product seemed like such a good idea at the time. If I had an ice-cream maker/bread machine/doughnut bakery, I would save so much money! Generally, though, such things get used once or twice and then end up at Goodwill.
Perhaps your buyer’s remorse sounds even more expensive:
– An exercise bike and treadmill would keep me in shape all year long!
– Hang gliding looks like fun!
– A timeshare would be a great place for family reunions!
We can’t fix your previous shopping mistakes. However, we can help prevent additional buyer’s remorse — or at least up to 43 occasions of it. Read on, don’t buy and save yourself a lot of money.
AGE OF REWARDS
Aging doesn’t always have its perks, but this list of discounts might add some pizzazz to the fact of getting older. Starting at age 50, the minimum age for AARP membership, seniors may cash in on numerous deals just for being born on or before the date required for the bargain. Simply flash an ID to collect on most discounts, although some apply only to AARP members and some are offered only by select chain franchisees.
What Could You Do With $1 Billion?
Who wants to be a billionaire? Everybody. It’s not hard to get lost daydreaming about what you would do if you suddenly found yourself with a billion dollars. Suppose you won the lottery, sold a company or made amends with a long-lost relative who randomly left you his entire estate. With a billion dollars now in your bank account, there isn’t too much that’s beyond your budget. You can drive the nicest cars and live comfortably in even the most expensive countries in the world.
From the luxurious to the unusual, here are a few things you can buy as a billionaire.
Here are the six major kinds of personal debts that can result in a tax refund offset, along with some advice about what you can do if it ever happens to you.
Even with good insurance from your employer, you’re most likely paying a larger share of your medical expenses than in the past – $11,600 for the average family in 2017, according to the Milliman Medical Index. A growing portion of that cost accrues during the year, from deductibles, co-payments and coinsurance – which now account for $4,534 of the average family’s expenses. The median deductible for in-network care charged by large employers is $1,300 for employee-only coverage and $3,000 for families, according to the National Business Group on Health.
Particularly now, when many workers are re-upping benefits choices during open enrollment, there are plenty of moves you can make to take charge of your health care costs and save hundreds or even thousands of dollars a year. Insurers and employers are offering more tools and resources to make it easier to compare costs for tests, procedures and drugs.
Whether you get insurance from your employer, via Medicare or on your own through the insurance marketplaces, these strategies will help you save.
OF GREAT IMPORT
It’s easy to find good domestic beer at a fair price. But what about imported beer? Some might think it’s like craft beer – expensive and esoteric – but in fact a wide array of affordable and accessible imports can be found nationwide. Although prices vary by location, many are actually cheaper than, or about the same as, a six-pack of beers such as Budweiser. The more important thing? Most taste better.
You might not think twice about the coins and bills you use on a daily basis — but you should. There are some facts that might fascinate. Do you know what bills are made out of (hint: it’s not paper)? Do you even know how to tell if your money is fake?
From the history of money and its evolution to the hidden messages and security features you never noticed, click through to discover some interesting facts about money.
Imagine curing a headache instantly by simply rubbing wax on your forehead or building sculpted muscles by holding – not lifting – a vibrating weight. The makers of these too-good-to-be-true products made those promises, but didn’t deliver. Cheapism has compiled some of the biggest scam products most people have probably thought of buying.
FOR LOVE AND MONEY IN YOUR 30s AND 40s
Facebook statuses may paint a picture of the perfect life, with family vacations and celebrations, but your married friends in their 30s and 40s are probably hiding the truth if they insist they never fight. With kids, home ownership, and careers, there is much to disagree about during these decades. According to a national survey by Money magazine, 70 percent of married couples argue about money, with the amount spent on frivolous purchases high on the list of grievances. Are you one of those couples who can’t agree on where the money goes?