Making investment decisions
Around half of all Americans don’t own any stocks, according to Galluppolls. Young people under 35 and middle-class adults are the groups least likely to be invested. Lack of knowledge and fear of the market were major reasons for not investing.
Historically, investing in the stock market has provided a significantly better rate of return than investing in real estate or bonds. If you want your money to earn a reasonable rate of return you’re going to have to figure out a way to buy stocks.
Fortunately, it’s easy to do. You can build a well-rounded, diversified portfolio by investing in just a few index funds that give you exposure to a variety of assets, including large U.S. companies, small companies, and foreign stocks.