25 Smart Retirement Moves You Can Make in 2018 and Beyond

Keep fees in check

You’re charged fees all over your financial life — in your investment accounts, bank accounts, mutual funds, retirement accounts, and so on. Spend a little time taking inventory of them and see whether you might switch to some lower-cost options. If you can pay one percentage point less on $100,000, you’ll save $1,000 — per year.